⚖️ Reference Tool Only — Not Legal Advice. RightsCalc provides general legal information based on Canadian law. Always consult a licensed lawyer or paralegal for advice specific to your situation.
Showing: Ontario
🍁 Canadian · Province-Specific · Always Cited · Free

Know your rights.
In plain English.

Canada's most thorough free legal reference tool. Employment, tenant, consumer, and small claims rights — by province, with sources cited.

⚖️ Reference Tool Only — Not Legal Advice. This tool provides general legal information based on publicly available Canadian laws and regulations. It does not constitute legal advice and does not create a lawyer-client relationship. Laws change and outcomes depend on specific circumstances. Always consult a licensed lawyer or paralegal before making legal decisions.
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Termination Notice & Severance
Minimum notice periods by years of service
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Plain English
If your employer fires you without cause, they must give you advance notice — or pay you instead of notice ("pay in lieu"). The longer you've worked there, the more notice you're owed. This is the minimum — your employment contract may give you more.
Years of Service Minimum Notice Notes
✓ Source: Ontario Employment Standards Act, 2000
🧮 Termination Calculator
Minimum notice period (or pay in lieu)
Pay in lieu of notice
Severance pay (if eligible)
Province
⚠️ This is the statutory minimum. Common law notice may be significantly higher. Consult a lawyer if you believe you were wrongfully dismissed.
Overtime Rules
When overtime pay kicks in
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Plain English
After a certain number of hours per week, your employer must pay you a higher rate — usually 1.5× your regular pay. Some workers are exempt (managers, certain professionals). Federal employees follow the Canada Labour Code.
RuleOntario
✓ Source: Ontario Employment Standards Act, 2000, s.22
🧮 Overtime Pay Calculator
Total weekly pay
Regular hours pay
Overtime hours
Overtime rate
Overtime pay
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Minimum Wage
Current rates by province
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Plain English
Your employer cannot pay you less than the minimum wage set by your province. Some exceptions exist for students, liquor servers, and certain other categories — but most workers are entitled to the general minimum wage.
CategoryRateEffective
✓ Source: Ontario Employment Standards Act, 2000, Schedule
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Vacation Pay & Time Off
Minimum vacation entitlements
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Plain English
You're entitled to a minimum amount of paid vacation each year. You earn vacation time as you work — it doesn't matter whether you're full-time, part-time, or casual. Your employer can give you more than the minimum but not less.
Years of ServiceVacation TimeVacation Pay
✓ Source: Ontario Employment Standards Act, 2000, Part XI
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Statutory Holidays
Paid public holidays you're entitled to
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Plain English
On statutory holidays, most employees are entitled to a paid day off. If you work on a stat holiday, you're generally entitled to premium pay (1.5× to 2×) or a substitute day off. Eligibility rules vary by province.
HolidayDateOntario Status
✓ Source: Ontario Employment Standards Act, 2000, Part X
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Rent Increase Rules
Maximum increases, notice required
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Plain English
Your landlord can only raise your rent once per year, and usually only up to a government-set guideline amount. They must give you proper written notice in advance. New units built after certain dates may be exempt from rent control in some provinces.
RuleOntario
✓ Source: Ontario Residential Tenancies Act, 2006
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Eviction Notice Periods
How much notice your landlord must give
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Plain English
Your landlord cannot just tell you to leave. They must follow a legal process — give you proper written notice, with specific reasons and specific timelines. You have the right to dispute most evictions through the rental tribunal in your province.
Eviction ReasonNotice RequiredNotes
✓ Source: Ontario Residential Tenancies Act, 2006, s.48–57
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Repairs & Maintenance
Landlord obligations to keep your home habitable
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Plain English
Your landlord is legally required to maintain your home in a good state of repair and comply with all health and safety standards. This includes heat, plumbing, and structural safety — regardless of what your lease says. You cannot waive this right.
IssueLandlord's ObligationYour Options If Ignored
✓ Source: Ontario Residential Tenancies Act, 2006, s.20
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Damage Deposits & Last Month's Rent
What landlords can and cannot collect
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Plain English
Rules on what your landlord can collect upfront vary significantly by province. In Ontario, landlords can only collect first and last month's rent — no damage deposits allowed. In BC and Alberta, damage deposits are permitted but capped.
RuleOntario
✓ Source: Ontario Residential Tenancies Act, 2006, s.105
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Small Claims Limits by Province
Maximum amount you can sue for
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Plain English
Small claims court is designed for everyday disputes — unpaid invoices, security deposits, property damage, faulty repairs. You don't need a lawyer. If your claim is under the limit for your province, you file in small claims court. Above the limit, you need a higher court (more complex and expensive).
Province Limit Filing Fee (approx) Court Name
Ontario$35,000$102–$229Small Claims Court
British Columbia$35,000$100–$300Civil Resolution Tribunal / Provincial Court
Alberta$50,000$100–$200Civil Court (Provincial Court)
Quebec$15,000$100–$320Small Claims Division (Court of Quebec)
Manitoba$10,000$90–$200Small Claims Court
Saskatchewan$30,000$100–$200Small Claims Court
Nova Scotia$25,000$99–$199Small Claims Court
New Brunswick$20,000$75–$150Small Claims Court
PEI$16,000$50–$150Small Claims Section
Newfoundland$25,000$75–$175Small Claims Court
✓ Source: Provincial Courts Acts — verified 2024/2025
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How to File a Small Claims Case
Step by step — no lawyer needed
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StepWhat to DoTips
1 Send a demand letter first
Give the other party a chance to settle before court
Keep a copy. Give them 14 days to respond. This shows the court you tried to resolve it.
2 Gather your evidence
Contracts, receipts, photos, texts, emails
Organize chronologically. Make 3 copies of everything (you, defendant, court).
3 File your claim at the courthouse
Complete the plaintiff's claim form and pay the filing fee
Most provinces now allow online filing. Calculate your claim carefully — you can't claim more later.
4 Serve the defendant
The defendant must be officially notified of the claim
Rules vary by province. Often you can mail it or use a process server.
5 Attend the settlement conference or trial
Bring all evidence and be prepared to explain your case clearly
Be factual, not emotional. Judges want evidence, not stories.
6 Enforce the judgment
Winning doesn't mean automatic payment — you may need to enforce
Options include garnishing wages, seizing assets, or registering against property.
Limitation Periods
How long you have to file a claim
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Plain English
You cannot wait forever to sue. Most provinces have a 2-year limitation period — meaning you must file your claim within 2 years of discovering the problem. Miss this deadline and your claim is likely dead, regardless of how strong it is.
Claim TypeLimitation PeriodSource
General civil claims (most provinces)2 years
Limitations Act, 2002 (ON)
Contract disputes2 years
From date of breach
Personal injury2 years
From discovery of injury
Property damage2 years
From date of damage
Quebec (general)3 years
Civil Code of Quebec, art.2925
Against governmentVaries — often shorter
Check provincial Crown Liability Act
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Cooling-Off Periods
Your right to cancel certain contracts
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Plain English
For certain purchases — especially door-to-door sales, timeshares, and gym memberships — you have the right to cancel within a set number of days, no questions asked. This right exists even if you signed a contract. The seller cannot waive this right.
Purchase TypeCooling-Off PeriodProvince
Door-to-door sales10 days
Ontario Consumer Protection Act, 2002, s.43
Gym / fitness memberships10 days
Ontario CPA, 2002
Timeshare / vacation club10 days
Ontario CPA, 2002
Internet / remote agreements7 days
Ontario CPA, 2002, s.43
Door-to-door sales (BC)10 days
BC Business Practices and Consumer Protection Act
Direct sales (Alberta)10 days
Alberta Direct Sales Cancellation Act
New home purchases (ON)10 days
Ontario New Home Warranties Plan Act
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Warranty Rights
What you're owed when something breaks
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Plain English
Every product you buy comes with implied warranties under Canadian law — even without a written warranty. Goods must be fit for purpose, of acceptable quality, and match their description. A store policy that says "no refunds" doesn't override your legal rights.
RightWhat It MeansSource
Fitness for purposeProduct must do what it's sold to do
Sale of Goods Act (all provinces)
Merchantable qualityProduct must be of reasonable quality and durability
Sale of Goods Act (all provinces)
Match descriptionProduct must match how it was described or advertised
Consumer Protection Acts (provincial)
Repair, replace, or refundIf product is defective, you're entitled to a remedy
Provincial Consumer Protection Acts
"No refund" signsThese signs do NOT override your legal rights to a remedy for defective goods
Consumer Protection Acts (provincial)
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Debt Collection Rules
What collectors can and cannot do
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Plain English
Debt collectors have strict rules about when and how they can contact you. They cannot harass, threaten, or use abusive language. They cannot contact you at unreasonable hours. You have the right to request they only communicate in writing.
RuleDetail
Calling hoursCannot call before 7am or after 9pm (Monday–Saturday), or on Sunday (ON, BC, AB)
Contact frequencyCannot contact you more than 3 times per week without your consent (ON)
Workplace callsCannot call your employer except to confirm employment or location
Prohibited conductCannot threaten violence, use profane language, or make false claims
Written requestYou can request in writing that all contact be by letter only — they must comply
Family contactCannot contact family members except to get your address
Statute-barred debtCannot sue for debt older than 2 years (ON) — though they can still ask for payment
✓ Source: Ontario Collection and Debt Settlement Services Act
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Demerit Points & Suspensions
Points by offence, suspension thresholds
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Plain English
Every traffic conviction adds demerit points to your licence. Accumulate too many and your licence gets suspended. Points stay on your record for 2 years from the offence date. Novice drivers (G1/G2) have lower thresholds than fully licensed drivers.
OffenceDemerit PointsFine Range
🧮 Suspension Risk Calculator
Points to warning letter
Points to suspension
✓ Source: Ontario Highway Traffic Act

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Plain English answers to Canadian legal questions — always with a disclaimer

⚠️ Important: AI responses are for general reference only and are not legal advice. AI can make mistakes. Always verify with official sources and consult a licensed lawyer or paralegal for your specific situation.
Unpaid wages Eviction notice BC Small claims AB Wrongful dismissal Debt collector harassment Defective product Rent increase ON Car accident limitation
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